Funding home repairs

Get up to $15,000 for needed home repairs and safety upgrades.

Homeownership is the beginning.

Caring for your home means continuing to invest—in your community, in your family, and in your home itself.

But you won’t do it alone.

Safety First is a program offered through the City of Aurora’s Community Development Block Grant fund to address safety concerns in the homes of income-eligible homeowners.

If you own a home within Aurora’s city limits, here’s how we can help you care for it. (And if you live near Aurora, contact us to explore other funding options!)

Get a loan – then get it forgiven.

If you need help paying for a qualifying home repair and you meet certain income requirements, the City of Aurora may assist with up to $15,000 in the form of a 50/50 forgivable/deferred loan.

• Loans are interest-free.

• Loans are deferred—you won’t need to make payments.

• 50% of your loan is forgiven after 5 years if you meet requirements.

• The remainder balance is only due if you move or sell your home.

What can I use a loan for?

Loans cover safety-related work, which might include:

• Furnace or boiler repair or replacement

• Mechanical, electrical, or plumbing system upgrades and repairs

• Roof and porch repairs or replacements

• Door replacements

• Radon remediation

See the Safety-First application for a full list of eligible repairs.

Who qualifies for a loan?

• Live in the city of Aurora

• Be making repairs on a home you own and occupy

• Have a household income below 80% of the Area Median Income (AMI)

  • That’s less than $89,700 for a family of 4

You’ll need to submit a full application and submit to a property inspection both before and after work is completed. Certain property structures and locations may not qualify.

Ready to apply?

Start with a call.

Use the link at left to schedule a brief call. We’ll talk through your needs and help determine if you qualify for funding.

We’ll help you apply.

If your home is eligible, we’ll help you complete the Safety-First application (Spanish Version) and help you gather the documents needed to apply for repair assistance.

We need you.

Aurora’s greatest asset is the people who live here. Empower them - and we all prosper.

To learn how you can help, leave your email in the box on the right.