What is Breakthrough Rental?
Affordable rent today. Homeownership tomorrow.
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If you earn enough to pay a mortgage, but not enough to save up for a down payment, you’re stuck here.
You’re on one side of the wealth barrier.
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Beyond the barrier, the money you spend on housing becomes your wealth—you own it.
But on your side of the barrier, you’re not building wealth.
Money you spend on rent… just disappears.
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To buy a house, you need a down payment.
It’s hard to save for a down payment when you’re paying rent.
Feel stuck?
Here’s the good news.
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If this is you, you’re not alone.
In the Unites States, half of renters don’t have access to affordable rent.
High rent means low savings, which means fewer homebuyers.
Which means people can’t put down roots, improve their neighborhoods or start businesses.
That challenge is passed down to their kids.
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But when more of us own homes, schools have more money.
Neighborhoods are safer.
Our communities are stronger.
We need you to break the barrier.
Here’s how it happens.
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Breakthrough Rental means you pay affordable rent at one of The Neighbor Project’s properties.
But while you’re renting, you’re also saving.
Most families finish our program in two years. In that time, half their rent goes into a savings account in their name.
They graduate with $10,000-18,000 saved.
We help them combine that with other down payment assistance and connect them to the resources they need to become homebuyers.
They’ve broken the wealth barrier.
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This changes lives—and futures. Families are more stable, and children achieve more in school.
The Effects ripple down through generations—and across the city.
Stable families invest in their communities.
Everyone who breaks through, benefits us all.
Because we’re neighbors.
And together, neighbors build the city.
Ready to build with us?